Income - Growth Funds Portfolio

This model is designed to provide income along with growth for investors with low risk tolerances.  The intended objective of the allocation is a high current income and some potential for capital appreciation. The strategy utilized is low risk account management where the account will be invested in several asset classes—domestic and international corporate bonds, U.S. government bonds, U.S. mortgage bonds, large capitalization domestic stocks, international stocks, and money market/cash reserve funds. 

Generally, the managers of the bond mutual funds within this model purchase securities conservative in nature. These will include high quality bonds and other debt obligations to control interest rate risk and reduce credit risk. 

The managers of the stock mutual funds within this model purchase stocks with high growth potential and high intrinsic values compared with their current market value. Appropriate investors have a short-term time horizon of 3 to 5 years.