Growth Funds Portfolio

This model is designed as a growth portfolio to serve investors with above average risk tolerances. The intended objective of the allocation is to provide high capital appreciation with some current income. The strategy utilizes several asset classes - domestic and international corporate bonds, U.S. government bonds, U.S. mortgage bonds, large capitalization stocks, mid capitalization stocks, small capitalization stocks, international stocks, and money market/cash reserve funds.

Generally, the managers of the bond mutual funds within this model purchase securities conservative in nature. These will include high quality bonds and other debt obligation to control interest rate risk and reduce credit risk.

The managers of the stock mutual funds within this model purchase stocks with high growth potential and high intrinsic values compared with their current market value. Appropriate investors have a long-term time horizon of 10 years or more.